Enhance your services. Increase capital. Eliminate liability. Partner with IMS. We have a program that will help you and your merchant clientele save a substantial amount of money on the cost of processing payment transactions. With a full line of payment solutions. IMS can add just about any service to your institution's portfolio -- from Check 21 to ACH and beyond. And because we deliver premium customer service to every banking client served, you can rest assured you're covered when the unexpected arises.

IMS Agent Bank Benefits:

• Increase capital and fee income
• Attract new deposit and lending relationships
• Retain current deposit and lending relationships
• Exceptional customer service
• Eliminate liability
• Get 24-hour approvals
• Dedicated IMS account representative
• Be positioned for future growth
• Enhance your reputation

Whether your bank is interested in referring business, managing a portfolio or support for your direct sales staff, IMS can customize a solution for you. Here are just some of the services we are providing Agent Banks like yours:

Portfolio Conversion

• Simplified merchant application process
• Merchant training
• Merchant installation including terminal upgrades
• Merchant education

New Merchant Registration

• Dedicated sales staff to support your bank's business
• Specialized training on conversion team
• Simple paperwork and boarding process

Cash-Advance Processing

• Ability to process cash advances at your tellers

Card-issuing

• Specialized issuing programs
• Customized programs to fit the needs of your institution
• Residual income for each issuance